A lot of people probably don’t realise that the best investment ideas are usually the simplest. One of the secrets though is knowing where to go for the lowest risk but with the best return.

Property prices do increase a lot over the years, which is hard to believe as we suffer a terrible downturn. You can still make a decent low risk investment out of property.

When looking for a good property investment remember the age old adage, LOCATION, LOCATION, LOCATION. If you are looking at a property investment then location is number one on your list.

Property prices usually double every ten years in the UK. You can make the most of your property investment knowing this. Property is a prime example of a simple idea being arguably the best investment idea.

Let me spell out a quick example. We’ll keep figures nice and round for ease of calculations. Invest in a house for 150k and keep it for ten years. It should be now worth circa 300k.

Now, using the same figures we would look to pay as little as possible on mortgage repayments as we are talking about big numbers. It’s always a great idea to have some cash at hand in case another great investment idea comes along.

**Not so much a great investment idea but using our mortgage overpayment calculator you can find out how to knock years off your mortgage**

Back to what we were on about before.

Searching for a good mortgage can be time consuming but worth it in the long run if your investment idea is to be profitable. The mortgage is a key factor in any property investment idea.

People new to property investment often get their fingers burned by the ups and downs of the property market. They usually buy at a peak then when things turn sour, they rush to get rid. A sure fire way of losing money equating to a poor investment idea.

If simple is best then you need a simple formula to turn an investment idea into cold hard cash. If property is to be your medium then the formula has to be, wait for a trough, establish an affordable good location, obtain a good mortgage, get a good management team in to secure regular premium rentals.

As the wheel is a classic example, simple ideas usually tend to be the best. Don’t confuse yourself when searching for a good investment idea. Simplest is best. Click this link for some good investment ideas